United Consumers Credit Union Anywhere United Consumers Credit Union Branch Locator

(816) 325-6900 (800) 580-9303

Loan Rates

Loan and savings rates are subject to change without notice.

Secured Loans

Finance your car, truck, boat, RV or motorcycle for less with a loan from UCCU! Checkout our rates below, call (816) 325-6900 for more information.

Model Year
Annual Percentage Rate
2015 - 2017
As low as 3.00%
2012 - 2014
As low as 3.20%
2009 - 2011
As low as 3.40%
2005 - 2010
As low as 4.89%
2004 & Older   Call for Rates 

Rate is subject to member eligibility and creditworthiness. The maximum loan to value is 120% of purchase price. Loans greater than 60 months and less than 72 months must exceed $15,000. Loans greater than 72 months and less than 84 months must exceed $20,000. Loans greater than 84 months and less than 96 months must exceed $50,000.Loans greater than 96 months must exceed $75,000. Minimum annual principal repayments $1,000. Contact the credit union for complete loan details.


Unsecured Loans

Get the funds you need with just your signature! United Consumers Credit Union offers generous credit limits based upon income, so you can enjoy the financial flexibility you deserve. Check out our rates below, call (816) 325-6900 for more information.

Loan Type Term Annual Percentage Rate
Signature Loan Up to 60 months As low as 9.70%
Signature Line of Credit Open-ended As low as 9.70%

Rate is subject to member eligibility and creditworthiness. Contact the credit union for complete loan details.


Home Equity Loans

Make the most of the available equity in your home with a loan from UCCU! Check out our rates below, call (816) 325-6900 for more information.

Loan Type Loan To Value Annual Percentage Rate
Adjustable Line of Credit 80% As low as 5.00%
Adjustable Line of Credit 90% As low as 6.25%
Fixed Rate Loans 80% As low as 5.00%
Fixed Rate Loans 90% As low as 6.00%
Fixed Rate Loans 100% Call For Rates

Rate is subject to member eligibility and creditworthiness. Contact the credit union for complete loan details.


Mortgage Loans

Your credit union provides fixed and adjustable rate options, special loan programs and commercial lending solutions. Rates change daily, so call (816) 325-6900 for up-to-date information and loan details.

Page updated 04/17/2017 

Loan and savings rates are subject to change without notice.


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