United Consumers Credit Union Anywhere United Consumers Credit Union Branch Locator

(816) 325-6900 (800) 580-9303

Savings & Investments

United Consumers Credit Union accounts ensure your financial security and provide a competitive rate of return. Consult the chart below for dividends, and United Consumers Credit Union accounts ensure your financial security and provide a competitive rate of return. Consult the chart below for dividends, and contact us for more information!



Account Type Balance Requirement Annual Percentage Yield
Preferred Checking N/A 0.05%
Business Checking N/A 0.05%
Regular Share $500– $4,999.99 0.05%
Regular Share $5000 – $24,999.99 0.10%
Regular Share $25,000 – $49,999.99 0.15%
Regular Share $50,000+ 0.15%
Christmas Club N/A 0.05%
First Time Savings N/A 0.05%
IRA $2,000 – $9,999.99 0.05%
IRA $10,000 – $24,999.99 0.10%
IRA $25,000 – $49,999.99 0.15%
IRA $50,000+ 0.15%
Classic Money Market $2,500+ 0.10%
Preferred Money Market $2,500 – $9,999.99 0.05%
Preferred Money Market $10,000 – $49,999.99 0.10%
Preferred Money Market $50,000 – $74,999.99 0.15%
Preferred Money Market $75,000+ 0.20%

Dividends are compounded daily and paid quarterly.
Loan and savings rates are subject to change without notice.


Classic Certificates of Deposit

Balance requirement $500 – $24,999.99

Term Annual Percentage Yield
6 months 0.35%
12 months 0.60%
18 months 0.65%
24 months 1.25%
30 months 1.35%
36 months 1.45%
48 months 1.61%
60 months 1.75%


Preferred Certificates of Deposit

Balance requirement $25,000 – $74,999.99

Term Annual Percentage Yield
6 months 0.35%
12 months 0.60%
18 months 0.65%
24 months 1.25%
30 months 1.35%
36 months 1.45%
48 months 1.61%
60 months 1.75%

Effective date 09/24/2016

Premium Certificates of Deposit

Balance requirement $75,000+

Term Annual Percentage Yield
6 months 0.35%
12 months 0.60%
18 months 0.65%
24 months 1.25%
30 months 1.35%
36 months 1.50%
48 months 1.61%
60 months 1.75%


Dividends on all CDs are compounded monthly and paid monthly.
Early withdrawal penalties apply. Contact the credit union for complete certificate details.

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