United Consumers Credit Union Anywhere United Consumers Credit Union Branch Locator

(816) 325-6900 (800) 580-9303

Mortgage Loans

Whether you’re purchasing or refinancing a home, get your mortgage from someone you know and trust. Our mortgage lending professionals will take you through every step of the purchase of your home and offer you competitive rates, affordable repayment terms and friendly, personal service. We offer a variety of mortgage options to fit your needs.  Use the helpful "Apply Now" link below to apply online in minutes!


Fixed-Rate Mortgage Loans

  • Make monthly principal and interest payments that don’t change
  • Enjoy terms ranging up to 30 years
  • Finance up to 95% of your home’s value

Adjustable-Rate Mortgage Loans

  • Manage risk with 1-1, 3-1, 5-1 and 10-1 adjustment plans
  • Get great low rates with an adjustment cap of 2%
  • Finance up to 95% of your home’s value

Special Loan Programs

  • Secure financing with minimal down payments or troubled credit
  • Enjoy personal service from local mortgage professionals

Use this link to apply for a mortgage loan. To learn more about these loan options, contact a mortgage professional at any of our seven area locations.

All of our mortgage loan originators are registered with the Nationwide Mortgage Licensing and Registry System, as required by the Secure and Fair Enforcement Act (S.A.F.E Act). To confirm that your mortgage loan officer is registered, you can visit the NMLS website and enter their Unique Identifier or name. If you have already applied for a mortgage loan, the Unique Identifier of your mortgage loan officer and UCCU were provided to you on the application you completed. If you would like the Unique Identifier of a loan officer feel free to contact your local branch.


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