Rates

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. All rates are subject to change without notice.

Share Accounts

Account Balance Requirement Rate APY
Kasasa Cash® Checking Up to $20,000 4.41% 4.50%
$20,000+ 0.15% 0.15%
Non-qualifying 0.01% 0.01%
Kasasa Saver® Up to $20,000 1.00% 1.00%
$20,000+ 0.15%

0.15%
Non-qualifying 0.01% 0.01%
Preferred Checking $1,000+ 0.20% 0.20%
Business Checking n/a 0.20% 0.20%
Christmas Club n/a 0.20% 0.20%
1st Time Savings n/a 0.20% 0.20%

 

Kasasa Cash Checking Details and Qualification Information

Kasasa Saver Details and Qualification Information

 

Share Savings Learn More

Balance Rate APY
$500 - $999.99 0.05% 0.05%
$1,000 - $2,499.99 0.10% 0.10%
$2,500 - $4,999.99 0.25% 0.25%
$5,000 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99 0.35% 0.35%
$50,000+ 0.40% 0.40%

Individual Retirement Accounts (IRAs) Learn More

Balance Rate APY
Up to $1,999.99 0.05% 0.05%
$2,000 - $4,999.99 0.25% 0.25%
$5,000-$9,999.99 0.30% 0.30%
$10,000 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99 0.35% 0.35%
$50,000+ 0.40% 0.40%

Classic & Preferred Money Market Learn More

Balance Rate APY
Up to $2,499.99 0.75% 0.75%
$2,500 - $9,999.99 1.00% 1.00%
$10,000 - $49,999.99 1.29% 1.30%
$50,000 - $74,999.99 1.74% 1.75%
$75,000+ 1.83% 1.85%

Certificates of Deposit (CDs) Learn More

Term Balance Requirement APY
6 months $500 – $24,999.99 4.00%
12 months $500 – $24,999.99 4.50%
18 months $500 – $24,999.99 4.25%
24 months $500 – $24,999.99 3.90%
30 months $500 – $24,999.99 3.85%
36 months $500 – $24,999.99 3.85%
48 months $500 – $24,999.99 3.51%
60 months $500 – $24,999.99 3.60%

Dividends on all CDs are compounded monthly and paid monthly. Early withdrawal penalties apply. Contact the credit union for complete certificate details.

Preferred Certificates of Deposit (CDs) Learn More

Term Balance Requirement APY
6 months $25,000 – $74,999.99 4.20%
12 months $25,000 – $74,999.99 4.60%
18 months $25,000 – $74,999.99 4.35%
24 months $25,000 – $74,999.99 4.00%
30 months $25,000 – $74,999.99 3.95%
36 months $25,000 – $74,999.99 3.95%
48 months $25,000 – $74,999.99 3.60%
60 months $25,000 – $74,999.99 3.70%

Dividends on all CDs are compounded monthly and paid monthly. Early withdrawal penalties apply. Contact the credit union for complete certificate details.

Premium Certificates of Deposit (CDs) Learn More

Term Balance Requirement APY
6 months $75,000+ 4.40%
12 months $75,000+ 4.70%
18 months $75,000+ 4.45%
24 months $75,000+ 4.11%
30 months $75,000+ 4.05%
36 months $75,000+ 4.05%
48 months $75,000+ 3.70%
60 months $75,000+ 3.80%

Dividends on all CDs are compounded monthly and paid monthly. Early withdrawal penalties apply. Contact the credit union for complete certificate details.

Secured Auto Loans Learn More

Model Year APR
2022 - 2024 As low as 6.14%
2019 - 2021 As low as 6.59%
2016 - 2018 As low as 7.09%
2012 - 2015 As low as 7.89%
2011 and older Call for rates

Rates and terms are subject to member eligibility, creditworthiness, model year and other factors. The maximum loan to value is 120% of the purchase price. Loans greater than 60 months and less than 72 months must exceed $15,000. Loans greater than 72 months and less than 84 months must exceed $20,000. Loans greater than 84 months and less than 96 months must exceed $50,000. Loans greater than 96 months must exceed $75,000. Minimum annual principal repayments $1,000. Contact the credit union for complete loan details.

Unsecured Loans

Loan Type Term APR
Signature Loan Up to 48 months As low as 13.00%
Signature Line of Credit Open-ended As low as 12.75%

Rate is subject to member eligibility and creditworthiness. Contact the credit union for complete loan details.

Home Equity Loans Learn More

Loan Type Loan to Value APR
Adjustable Line of Credit 80% As low as 7.50%
Adjustable Line of Credit 90% As low as 8.50%
Adjustable Line of Credit 100% As low as 9.50%

Rate is subject to member eligibility and creditworthiness. Contact the credit union for complete loan details.