CDs let you manage risk with fixed rates
APPLY NOW CD RATES PREFFERED CD RATES PREMIUM RATES
So you prefer to play it safe — nothing wrong with that. A CD earns fixed rates that won’t change with market fluctuations.
Fixed Rate Earnings
No Monthly
Maintenance Fees
Guaranteed Returns
UCCU Certificates of Deposit (CDs) Advantages
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 6 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty1
- Take advantage of tax protection utilizing one of our IRA options with your CD
- $500 minimum deposit to open
- Truth in Savings Dividends Disclosure
- Truth in Savings Interest Disclosure
1. Early withdrawals may result in the following penalties:
• Terms of 1 year or less: forfeiture of 90 days’ dividends
• Terms over 1 year: forfeiture of 180 days’ dividends
• Terms over 2 years: forfeiture of 365 days’ dividends