Let United Consumers CU be your business’s trusted partner.
We offer checking and savings accounts for businesses of all sizes to suit your needs.
Business Checking Account Options
All include:
- Free digital banking
- Free Visa® debit card
- Surcharge-free ATMs and shared branches available
- Overdraft Protection plans for qualifying accounts
| ACCOUNTS | BEST FOR | FEES | ACTIVITY | FEATURES |
|---|---|---|---|---|
|
Business Checking |
Businesses with lower transaction volumes, including sole proprietors | $10 monthly maintenance fee |
25 deposits and credit items per month 25 checks or debit items per month |
No minimum to open or minimum balance requirements |
|
Custom Business Checking |
Businesses with higher transaction volumes | Custom-based transaction pricing based on anticipated volume; activity is analyzed periodically | Custom-based transaction pricing | Available for ACH origination, company payroll, Check 21 processing businesses; not available for money service businesses |
Business Savings Accounts
We offer a wide range of business savings accounts to help you take advantage of opportunities as they arise. Reach out to us to find the right account for your business.
- Business Savings—Straightforward savings that earns dividends and establishes your membership in United Consumers CU.
- Business Money Market—Higher rates paid on higher balances and enhanced access to funds.
- Business Certificates—Guaranteed returns paid over the length of a set term of your choosing.
- Simplified Employee Pensions (SEP IRA)—Retirement plans for self-employed individuals, sole proprietors, partnerships, small businesses, and corporations’ employees. Contributions are made to the traditional IRAs of eligible employees, up to 25% of their annual income, with a maximum of $49,000.00.