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Your Home Equity Can Work For You

A Home Equity Line of Credit (HELOC) is a Great Resource

Finance major expenses using the equity you’ve built within your home.

Apply Now RATES

Cash back: money goes from one hand to another
Earn Cash Back
Every Month

 

Image of calendar page with dollar sign
No Monthly
Maintenance Fees

 

Home Equity Line of Credit Advantages

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Advance for 10 years, with terms up to 15 years available
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via in-person withdrawals or online banking transfers to a specified checking account
  • The interest paid might be tax deductible1
  • Decision-making and processing in your own backyard
  • Personalized service from people you know
  • Debt protection options

1Consult a tax advisor.

All of our mortgage loan originators are registered with the Nationwide Mortgage Licensing and Registry System, as required by the Secure and Fair Enforcement Act (S.A.F.E Act). To confirm that your mortgage loan officer is registered, you can visit the NMLS website and enter their Unique Identifier or name. If you have already applied for a mortgage loan, the Unique Identifier of your mortgage loan officer and UCCU were provided to you on the application you completed. If you would like the Unique Identifier of a loan officer, feel free to contact your local branch.