Your Mortgage Loan Starts and Ends Here
United Consumers Credit Union is here to best serve its members. We will help you through each step of your loan application process. And once your loan is closed, United Consumers Credit Union partners with Members Mortgage Services (MMS) to service your loan for the life of the loan. Your mortgage won’t bounce from servicer to servicer. You will always know where to send monthly payments, which helps you avoid potential late fees or even escrow issues.
APR as low as
APR as low as
APR as low as
APR as low as
NOTE: Mortgage rates can change daily, and sometimes more than once per day. Your actual rate, payment, terms and costs could be different than the estimate provided on this page. Apply now to get personalized rates and a mortgage recommendation designed especially for you.
Charles N.
UCCU Loan Options for Every Buyer
Understand the different loan typs to figure out which ones might be right for you.
Our Home Loan Process From Start to Finish Is Transparent
Learn what it takes to finance a home with confidence so you can get to house hunting sooner.
Meet Our Friendly Mortgage Team
If you're a first-time homebuyer, you probably have tons of questions. United Consumers Credit Union makes it our mission to help homebuyers, especially first-time ones, get into a home they love and can afford. Get to know us better and ask us anything. We're here to help.
Mortgage Calculators
Mortgage Affordability
Early Payoff
Refinance Break Even
Next Steps
Now is the time to find and organize some basic documents before you start looking for a loan. Collect all the information listed below in one spot and you'll be ready to go on the next step.
Here's What You Need:
- Name, address, and social security number
- Employer(s) name(s), and work number(s) for the past two years
- Proof of income including bonuses, commissions, and overtime income for the past two years
- If you are self-employed, the last two years' tax returns: Sole Proprietorship (Schedule C), Partnership (From 1065), or Corporation (Form 1120 or 1120s).
- The last two years' personal tax returns (including K-1s)
- Documentation for credit history problems (if applicable): late payments, bankruptcy, defaults, judgments, and/or liens.
