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Secure a Personal Loan

Vacations, emergencies, milestones — covered. Use your savings to secure a loan or obtain financing with just your signature.

Cash back: money goes from one hand to another
Earn Cash Back
Every Month

 

Image of calendar page with dollar sign
No Monthly
Maintenance Fees

 

Types of Personal Loans

 

  • Low rates for a wide variety of personal needs
  • Use just your signature to secure competitive financing
  • Easy online loan management through mobile and online banking
  • Set up automatic payment for effortless management
  • Debt Protection available1
  • Local decision making and processing
  • Personalized service from people you know
  • Borrow at exceptional loan rates by using your savings as collateral
  • Backed by your United Consumers CU share savings account
  • Easy online loan management through mobile and online banking
  • Can be used to establish credit
  • Debt Protection available1
  • Borrow at exceptional loan rates by using your certificate as collateral
  • Enjoy terms based on certificate maturity
  • Easy online loan management through mobile and online banking
  • Debt Protection available1

Explore our Debt Protection options here

1Your purchase of TruStage Debt Protection, underwritten by TruStage Financial Group, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1875457.1-0817-0919. TruStage is the marketing name for the TruStage Financial Group, Inc. its subsidiaries and affiliates. ©TruStage

You can reduce how much you pay toward your personal loan, if you calculate the right amount of money to pay each month. This calculator will help you see how long it will take to pay off your personal loan using your loan’s interest rate and the amount owed.