Why Join the United Consumers Credit Union
United Consumers Credit Union was established in 1941 as a cooperative, not-for-profit financial institution where we promote financial health and stability. That’s what our members value.
You work hard for your money. And this is your credit union. It’s your financial home where your questions are always met with care, concern and expertise. No matter where you are on your financial journey, UCCU puts the products, services and tools you need at your fingertips.
Straight talk and common sense without the jargon. We’re with you every step of the way.
United Consumers Credit Union exists to provide you with a safe, convenient place to save and to obtain loans at a reasonable rate. As a financial cooperative, we are not owned by a company, an individual or some distant corporation with little interest in you beyond your account balances. When you open an account with UCCU, you become a credit union member and an owner. You become a part of our UCCU family.
Join UCCU in 2 Easy Steps!
UCCU Service Areas
Requirements for UCCU Membership
UCCU serves employees or retirees of organizations in the Groups tab above or;
Anyone who lives or works in:
- Jackson County, MO
- Buchanan County, MO
- Cass County, MO
- Clay County, MO
- Johnson County, MO
- Lafayette County, MO
- Platte County, MO
- Ray County, MO
And those who live, work, worship or attend school in:
- Johnson County, KS
- Wyandotte County, KS
Immediate family of current accountholders and eligible persons (such as your spouse, sibling, parent, grandparent, child or grandchild) is also eligible to join our community of members.
Select Employee Group
(Select Employer Groups listed below under "UCCU Business Affiliates")
As a Select Employee Group (SEG) of United Consumers Credit Union, you can offer financial services and employee perks that don’t cost your company a thing! Your entire team will enjoy the convenience, service and savings they want—along with a few extra benefits!
Select Employee Group members may qualify to receive these great account advantages:1
- The credit union will guarantee account eligibility and supply the initial share deposit of $5.
- SEG members receive a 0.25% annual percentage rate discount on vehicle loans.
- SEG members enjoy up to $250 off closing costs for home loans.
- SEG members receive a .10% bonus on any certificate of deposit.
- The credit union will waive fees for cashier’s checks or money orders issued to SEG members.
With our unique SEG program, you can provide stability, security and service for your team — all free of charge! Contact UCCU to learn more about becoming a Select Employee Group.
You can also view a complete listing of our SEG affiliates below.
1Members must maintain a checking account in good standing for 12 months and use direct deposit to retain initial share deposit funds. Loan and CD incentives require payroll deduction and may not be combined with other offers. Member credit and other factors apply. Contact the credit union for complete program details.
UCCU Business Affiliates
United Consumers Credit Union has partnered with the following businesses to support local commerce and provide trusted resources for every credit union member. We encourage you to learn more about what our affiliates can do for you!
City, County & Government Groups
United States Government Employees
Active and Reserve Military and veterans (including affiliated organizations)
Buchanan County
City of Cameron, MO
City of Elwood, KS
City of Independence
City of Olathe, KS
City of St. Joseph
Cass County
Clay County
Jackson County
Johnson County
Postal Employees
Cornerstone Credit Union League
Educational Groups
Adam & Eve Cosmetology
Fort Osage School District
Kids Kastle
Health & Home Care Groups
Blue Cross Blue Shield of KC
BCBS St Louis Plant
Cameron Regional
Carriage Square Health Care Center
Centerpoint Medical Center
Children’s Mercy Hospital
Comprehensive Mental Health
Custom Ortho Lab
Integra Health Corporation
Integrity Home Care
Midwest Urology
Progressive Community Services
Silver Linings Healthcare Inc.
Special Neighbors
Industrial Business Groups
Acme Products Company
Bennett Packaging
Blue Valley Industries
Brown Industries
Brunson Instruments Co.
Cargill
CKS Packaging (Mary Kay Plastics)
CONAGRA Foods
Dollins Tools
Ferrell Gas
Frank Paxton Lumber
Gateway Packaging
Gerdau Ameristeel Inc
General Motors, Inc.
Kansas Gas Service
Liberty Hardwoods, Inc.
Mid-Cities Motor Freight
Owner Operations Services
National Aluminum Brass
National Beer
Neece Heating & Cooling
Prime Tanning Corporation
Purina Mills
Schulze Tool Co.
Sefar America
Shick Tube-Veyer Corp.
Smurfit Stone Container
Space Center Distributors
Specialty Industries
Surface Technologies
Terminal Consolidation
Waddell’s Rebar Fabricators
Western Container
Woodley Building Maintenance
Warehouse One
Religious Groups
Community of Christ Church (RLDS)
Messiah Lutheran Church
Mt. Moriah Community Church
St. Therese Parish
Retirement Community Groups
Independence Manor
The Groves
Vintage Senior Living
Specialty Business Groups
American Gold Mine
Ameristaff Cleaning & Restoration
Antoine Seed Co.
A Poor Boy’s Auto & Tow
Armandco, LLC
Austin Sod Farms
BEB Holdings, LLC
BNSF Railway
Burnett Evans Banks
C&S Furnace
Colorific Productions
Corporate Copy Print
GEHA
Homestead Inspection Co.
Image IV
Irish Center
Kearney’s Powerwashing & More Co
Ken Smith Auto Body
L&C Meat Company
McBride Cleaning Service
Office Products Alliance
Park Highland Apartments
Purecraft
Quality Hill Apartments
Rexam
Start To Finish
Union Pacific Railroad
City of St. Joseph Select Employee Group Benefits
As an employee of the City of St. Joseph, part of your benefit package is the option to become a Select Employee Group (SEG) member of United Consumers Credit Union. Unlike a bank, United Consumers Credit Union is a member owned not-for-profit financial institution. This means when you become a member of United Consumers you are not just a member, you are an owner.
And as part of the Select Employee Group, you receive even more benefits.
City of St Joseph SEG members with a qualified savings account and direct deposit receive:
- Waived fees for cashier’s checks and money orders
- Free notary service
UCCU financial educational materials for City of St Joseph SEG members:
- Auto Loans
- Mortgage Fundamentals
- Home Equity Loans and Lines of Credit
- Dealing with Debt
- Repairing Your Credit Score
- Identity Theft
- Budget Worksheet
For questions or to get started, contact your SEG representative today!
UCCU Membership Is a Community
Once you open your account with the credit union, you remain a member for life — even if you move, change jobs or retire. As long as you maintain a $5 balance (one share) in your share savings account, you’re a UCCU member.